Privacy Policy – First Class Payments Inc.
Last updated: 15/04/2025
1. Data Controller
The Data Controller responsible for your personal information is:
First Class Payments Inc.
80 Birmingham St, Unit C6
Toronto, Ontario, M8V 3W6, Canada
Email: privacy@1klas.com
Requests for our Privacy Officer or list of third-party processors may be submitted to the email address above.
2. Scope of Data Collection
“Personal information” means any information about an identifiable individual. Examples include:
Full name, email address, mailing address
Phone number, ID number, image, IP address
Communication records, browser/device data, and usage behaviour
Preferences, selections, account activity, or voluntary submissions
This also includes data that may indirectly identify you through association with other data sets.
3. Legal Basis and Purpose of Processing
You may visit our website and choose whether to provide your personal data voluntarily. Consent is not required as a condition for receiving basic access to services.
Personal data is collected and processed for the following purposes:
Sales and marketing follow-up
Product and service improvement
User analytics and website optimization
Customized content delivery
Customer support and service operations
Internal statistics, security monitoring, or legal compliance
When using website features that allow you to upload content or post publicly, you are responsible for ensuring that any personal information shared (yours or others’) has been lawfully obtained with proper consent.
4. Your Rights and Opt-Out
In accordance with Canadian privacy laws, you have the right to:
Be informed of how your data is used
Access your personal information
Request corrections to inaccurate data
Withdraw consent at any time
Request deletion of your personal information
Limit or object to certain types of processing
Request a portable copy of your data in a structured format
To exercise your rights, contact us at: privacy@1klas.com
5. How We Process and Store Your Data
Your data is processed lawfully and in accordance with the principles of fairness, transparency, and purpose limitation, using both digital and physical safeguards.
We retain personal data only as long as necessary to fulfill the purposes outlined in this Policy, and no longer than ten (10) years, unless required by law.
We may share your information with:
Internal staff and authorized personnel
Service providers and contractors (e.g., IT, analytics, marketing)
Financial, legal, or government authorities if required by law
Affiliated companies or subsidiaries involved in service delivery
All third-party service providers are bound by confidentiality and data protection obligations.
6. Non-Personal Data
We may collect non-identifiable data automatically through website visits. This includes:
Browser type and version
Operating system
Pages visited and time spent
Referral sources and general location (based on IP)
This data is used solely for statistical analysis, service improvement, and security monitoring, and cannot be used to identify you.
7. Cookies and Tracking Technologies
Our website uses cookies to optimize user experience and gather usage analytics.
Cookies allow us to:
Remember your preferences
Track website performance
Facilitate login sessions
Suggest content or links
Collect aggregate traffic statistics (e.g., via Google Analytics)
Enable social sharing and location-based features
These cookies do not store personally sensitive information.
8. Managing Cookies
You can manage your cookie preferences through your browser’s settings. Most browsers allow you to:
Block or delete all cookies
Accept some and reject others
Be notified when cookies are being sent
Refer to your browser’s “Help” section for instructions. Please note that disabling cookies may affect your ability to use some features of our website.
9. Updates to this Privacy Policy
This Privacy Policy may be updated occasionally to reflect changes in laws, technologies, or business practices.
Minor changes may be posted without notice, while significant updates will be communicated via prominent on-site notices or email. Previous versions are available upon request.
10. Contact and Legal Notice
If you have any questions or concerns regarding this Privacy Policy, or if you wish to exercise your data rights, contact:
Privacy Officer
First Class Payments Inc.
80 Birmingham St, Unit C6
Toronto, Ontario, M8V 3W6
Canada
Email: privacy@1klas.com
© First Class Payments Inc. 2025
Registered as a Money Services Business with FINTRAC under number M23574478
Incorporated in Ontario, Canada under registration number 1000681482